What Secursus Offers
Secursus describes itself as a third-party shipping insurance platform for high-value goods. Its site says it is a brand of Figural, based in Miami, Florida, offering pay-as-you-go coverage or a custom policy, with premiums starting at $2.00.
Its pages say the cover protects against loss, theft and damage in domestic and international transit, and they name watches, jewelry, phones and electronics. Coverage is described as secondary to the carrier's liability: you file with the carrier first, but you do not have to wait for its payout. It starts when the carrier takes possession and ends at delivery, or 14 days after pick-up, whichever comes first.
Secursus's terms name N2G Worldwide Insurance Services, LLC as the insurer and Figural USA Inc as the intermediary that provides the service through the platform. The limit is $120,000 per package and per day for shipments to the same carrier, and higher-value requests may be considered individually.
For online sellers, its site lists a REST API, webhooks and connectors for Shopify, WooCommerce, BigCommerce and Magento. The premium is calculated from the declared value and the customer's location and is shown before purchase.
What Secursus's Terms Require
Every insurer sets conditions. Secursus's published terms include the following, so read them against the way you actually ship:
- Coverage assumes an adult or direct recipient signature. Without one, compensation is capped at $200 per package.
- Items must be in rigid containers with double packaging, with no information on the packaging that could reveal the nature or value of the items, and photographs of the package and contents must be taken before each shipment.
- The insured amount must exactly match the value on the invoice, and any false information on the shipping label voids the coverage.
- A sales invoice and proof of payment showing a real transaction are required, and the invoice must be dated less than two months before pick-up.
- Excluded items include banknotes, coupons, securities, checks, currencies and pure precious metals. Jewelry, precious stones, watches and works of art are listed as covered examples.
- Individual sellers can insure second-hand goods only, and items sold on an online marketplace by individuals are not covered.
What a Secursus Claim Involves
Claims are filed through the Secursus account interface within a maximum of 14 days from the pick-up date or 3 days from the delivery date, whichever comes first. Visible damage must be reported to the carrier before signing, or within 24 hours of delivery if that was not possible.
Compensation equals 100% of the value declared at subscription, backed by the required evidence. Any compensation the carrier pays is deducted from the insurer's payment, so you cannot be paid by both. Secursus's site says claims are resolved within 72 hours once the required documents arrive.
The documents include the sales invoice and proof of payment, identification, the shipping label, the carrier's claim response and photographs, plus a police report for theft. Because the windows are short, gather them at the time of shipping.
Secursus and Unival Compared
The table compares what each provider publishes. The Secursus column reflects public pages and terms checked in October 2026, and either provider can change its terms at any time.
| Feature | Secursus | Unival |
|---|---|---|
| Service | Third-party shipping insurance platform | Insured, secure shipping for high-value goods |
| Cover cited | $120,000 per package and per day per carrier | Up to $150,000, and contact us if worth more |
| Pricing | Based on declared value and location, from $2.00 | Quoted before each shipment moves |
| Claim window | 14 days from pick-up or 3 days from delivery, whichever is first | Set by the policy terms |
| Excluded goods | Currencies, banknotes and pure precious metals, among others | Covered goods confirmed in your quote |
| Store integration | API, webhooks and connectors for major platforms | API and Shopify integration |
What to Ask Any Provider Before You Switch
Whichever provider you consider, these questions show whether the cover fits your shipments:
- Is the cover primary, or secondary to the carrier's liability?
- What is the maximum cover per package, and does a daily or per-carrier limit apply?
- Which goods are excluded, such as bullion, currency or loose stones?
- What signature, packaging and labeling conditions apply, and what happens if one is missed?
- What proof of value is required, and how recent must the invoice be?
- How many days do I have to file, and how quickly are approved claims paid?
Switching From Another Provider
You can compare without changing anything. Shipments you have already insured stay under their current policy until delivery, so start by asking Unival to quote one upcoming shipment and set it beside what you use today.
Send the contents, declared value, pickup location and destination through the quote form. We will confirm how the shipment will be carried, the coverage and the price before anything ships.
Where Unival Fits In
Unival combines full-value insurance, secure transportation and hands-on support for high-value shipments. Every shipment is quoted before it moves, so you know the coverage and the price in advance.
- Full-value insurance covers the declared value of the shipment up to $150,000. If your shipment is worth more, contact us before you ship.
- Secure transport services are arranged for high-value goods.
- Sellers who want shipping connected to their store can read about our API and Shopify integration, and you can track a shipment online.
- We serve jewelry and watch, precious metals, art and collectibles, technology, healthcare, business and ecommerce shippers, as well as cash movements.
See our guides to insured jewelry shipping, insured watch shipping and insured precious metals shipping, our overview of insured high-value shipping, our carrier insurance comparison and our page on shipping insurance cost.
Secursus and Figural are trademarks of their owners. This page summarizes publicly available information about Secursus as checked in October 2026, for information only. It is not an official Secursus document, and Secursus's own terms control, so confirm the current terms with the provider before you ship.
