Why Jewelry Needs More Than Standard Carrier Coverage
Jewelry packs a lot of value into a very small parcel, which makes it easy to lose and attractive to thieves. Carriers publish their own caps for items of extraordinary value such as jewelry, watches, gemstones and precious metals. At one major carrier, for example, the default limit for jewelry is $1,000 per package, and the carrier states that it does not provide insurance coverage.
Declared value on a carrier label is a limit of liability, not insurance. Some carriers offer special programs with higher limits for enrolled shippers, under their own eligibility rules and terms, but the safest approach is to check the limit that applies to your goods before you ship. With full-value insurance, the declared value of the shipment is covered, up to $150,000 with Unival.
Read more on our jewelry industry page, or see our overview of insured high-value shipping.
What to Prepare for Each Type of Jewelry Shipment
Different shipments carry different risks. This table shows what to focus on for each.
| Shipment | Main risk | What to prepare |
|---|---|---|
| Loose diamonds and gemstones | Very small, easy to lose or swap | Grading report, sealed stone packets, photos of each stone |
| Finished jewelry | Damage in transit, high retail value | Invoice or appraisal, photos, rigid padded box |
| Watches | Small, valuable, easy to resell | Serial and reference numbers, photos, box and papers |
| Memo and consignment pieces | Value disputes between parties | Itemized memo, declared value matching the paperwork |
| Repairs and custom orders | Customer property in your hands | Written receipt of condition and agreed value |
Whatever you ship, the declared value should match your paperwork. A value that is too low can reduce what is paid out if you need to make a claim.
Jewelry Shipping by City and District
Every jewelry trade ships differently. Each district below has its own page with local detail on how insured shipping works there:
- Insured jewelry shipping: Los Angeles Jewelry District
- Insured jewelry shipping: New York City
- Insured jewelry shipping: New York's 47th Street Diamond District (diamonds)
- Insured jewelry shipping: Miami and the Seybold Building
- Insured jewelry shipping: Chicago's Jewelers Row
- Insured jewelry shipping: Philadelphia's Jewelers' Row
- Insured jewelry shipping: Atlanta, Buckhead and AmericasMart
- Insured jewelry shipping: Dallas
- Insured jewelry shipping: Houston
For watches, see our pages on insured watch shipping in Los Angeles and Beverly Hills and insured watch shipping in Miami.
Trade Shows, Memo and Consignment Shipments
Memo and consignment are part of everyday business in the jewelry trade, and they create shipments that belong to someone else. Itemize every piece, record its value and make sure the declared value matches the memo paperwork.
Trade shows work the same way. Ship the outbound parcel and the return parcel as separate insured shipments, each with its own itemized list and declared value, so nothing is left uncovered on the way home. See our page on insured shipping in Las Vegas for show shipments.
Secure Transport for Higher-Value Jewelry
Some jewelry shipments need more than insurance and a signature. For the most valuable and sensitive shipments, armored transport, controlled handoffs and security personnel can be arranged, and the right level depends on the value, the route and the timing.
Read more about our secure transport services and secure transportation. For smaller pieces that travel as a parcel, see high-value parcel shipping.
Shipping Jewelry Internationally
Jewelry is sold around the world, and international shipments need accurate customs paperwork, including a commercial invoice with the correct value and a clear description of the pieces. Import rules, duties and restrictions vary by country, so check the requirements before you ship.
Some destinations are restricted under US export and sanctions rules. Tell us the destination when you request a quote, and we will confirm what is possible.
What Affects the Cost of Insured Jewelry Shipping?
The price has two parts: the shipping and the insurance on the declared value. Insurance follows the declared value, so a single high-value stone costs more to cover than a box of lower-value pieces. The shipping price depends on the destination, delivery speed and handling requirements. See our guide to shipping insurance cost for how each factor works.
We quote each shipment before it moves. Get a quote with the item type, declared value, pickup location and destination.
How to Pack and Document Jewelry for Shipping
Careful packing and good records prevent most claim disputes. Before you ship, check the following:
- Keep the invoice, appraisal or grading report for every item.
- Photograph each piece, including any inscriptions, serial numbers or certificate numbers.
- Place loose stones in sealed packets and pad them inside a rigid inner box.
- Pack finished pieces so they cannot move or scratch each other.
- Use a plain outer box with no jewelry branding or description of the contents.
- Include an itemized packing list and keep a copy for your records.


